Expert Leasing Ltd.

Your perfect partner in leasing solutions.

About Us !

Incorporated in 2010, Expert Leasing Ltd. is a member of the ABC Group of companies. We have, over the past years, built a solid reputation as a commercial financing company as we provide financing solutions through finance and operating leases.

We cater for both individuals and corporates, across all industries including retail, trade, tourism and leisure. We finance a wide range of products for both private use or business purposes, including cars, pick-ups, vans, trucks and buses.

Our ambition is to simplify and offer the best possible lease terms available to meet any individual’s or business’ requirements but to also to assist each customer in their goal by providing them with financing solutions at very competitive interest rates.

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Company Profile

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Our Services

Financing and Leasing Solutions

Our leasing solution is tailored specifically to the customer’s requirements, be it individuals or corporates

Expert Leasing Ltd provides both finance and operating lease solutions and caters for all kinds of clients: individuals and corporates, across all industries including retail, manufacturing and tourism sectors.

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Finance Lease

About Finance lease

A finance lease is a full-payout, non-cancellable agreement, in which the lessee is responsible for maintenance, taxes and insurance.
A finance lease is most attractive in cases where the lessee wants ownership or expects the vehicle’s residual value to be high. The lessee has the option of purchasing the vehicle upon lease termination at a pre-agreed amount. The term of a finance lease tends to be longer, nearly covering the useful life of the vehicle.

The benefits of a Finance lease?

Cash reserves
The lessee retains his cash reserves for unexpected events or can be used for other investment.

Cash flow management
With cash flow based on seasonal trends payments can be structured to suit your business.

One fixed monthly payment
The lessee can budget for fixed rental payments exactly. Also provides a hedge against inflation and rising interest rates.

No capital outlay
The lessee has immediate use of his vehicle.

Is Finance lease right for me?

Finance lease is for you if you want both the flexibility of leasing and the opportunity to acquire the vehicle at the end of the lease agreement.

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Operating Lease

About Operating lease

An operating lease is particularly attractive to companies that continually update or replace vehicle and want to use the vehicle without ownership, but also want to return the vehicle at lease-end and avoid obsolescence. An operating lease usually results in the lowest payment of any financing alternative and is an excellent strategy for bypassing capital budgeting restraints. It typically qualifies for off-balance sheet treatment and can result in improved Return On Asset due to a lower asset base. It can also result in higher reported earning in the early years of the lease.

The benefits of an Operating lease?

Eliminate asset risk
The lessee does not have to worry about the asset risk – the lessor takes the risk and disposal responsibility.

Not on your balance sheet
This type of financing does not appear on the balance sheet of the company, thus gives your business scope to improve performance ratios, such as return on assets.

Tax deductible
When vehicle is used for business purposes, leasing payments are usually tax deductible.

One fixed monthly payment
Helps the company to make budget forecast more accurate and protects against interest rate fluctuations.

Access working capital
Finance repayments are spread over time so you keep your cash reserves for more effective use.

Is Operating lease right for me?

An operating lease is an ideal solution if your business wants to have the latest models by continually upgrading its vehicle fleet or do not want to take the residual value risk on the asset.

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